Thursday, January 31, 2013

DailyWorth's Amanda Steinberg Offers Wealth-Building Tips

Amanda Steinberg

Amanda Steinberg has always been good at making money ? she was making upward of $200,000 annually as a web developer while in her 20s ? but she also managed to spend all of it. Aware that she needed to learn about wealth building, she assumed other women also needed to understand money management and build net worth.

The result was DailyWorth, a daily e-mail newsletter and virtual community with advice for women on personal finance. Today, DailyWorth has more than half a million subscribers, and Steinberg is known as an expert on the topic of finance.

We asked Steinberg to offer a few pieces of advice on managing wealth:

What?s the biggest pitfall (or couple of pitfalls) women face when it comes to finance ? and how do we overcome the obstacle(s)?

Our biggest obstacle is seeing ourselves as financial stewards of our own destiny and engaging in our finances in general. Too often we get so overwhelmed by ?expert advice? ? save for retirement! Save six months into an emergency fund!? ? and, due to overwhelm, we run away.? Instead, spend regular time with your money and have patience with yourself. Money management is less about praying for a giant windfall (though that would be nice), and more about setting up systems and habits that distribute your money across savings, debt and spending.

Editor?s note: If you?re looking for a community to support you in setting up these systems and forming new habits, check out Money Clarity. The e-learning program launches on Feb. 4.

We hear over and over again that women undervalue their worth. How can we combat that tendency?

If you?re a woman, there?s a chance you don?t understand what your skills can really generate in the marketplace. Begin understanding your worth by TALKING about money with colleagues. Start a regular power breakfast or power lunch with other women who do what you do. Ask them how much they charge and how they negotiate those fees, and the terms on their contracts. Learn from friends and associates.

We can learn a lot when we talk about money and our businesses ? something too few of us do regularly.

Before you started DailyWorth, you made a good salary, but you spent it instead of saving it. What do you recommend women do to keep their money in hand and have it available for the future, when they?ll need it?

To keep money, the most important thing you can do is move money regularly and automatically out of your checking account into three types of accounts:

  • Curveball fund: Set up a separate savings account for any ?oops? ? like, oops, I broke my iPhone. Savings for short-term unexpected items can go a long way.
  • Emergency fund: Move what you can into it ? and DON?T TOUCH IT! There?s nothing like having a pile o? cash there when you need it.
  • Retirement fund: Don?t want to eat cat food when you?re 80? Neither do we.

FOUNDER NOTE: Like Amanda, we know first hand how easy it is to overspend ? we are trying to pay down a chunk of debt too. But like Amanda advises here ? and my friend Carlo told me 25+ years ago, even if it?s 5 bucks a week, save something religiously. Because no matter how small, your nest egg will grow. And better spending and savings habits will mean you?ll be able to deal with life?s little emergencies AND have a happier retired life too!

Want to share some of your savings tips or how-you-got-out-of-debt stories ? please do, we?d love to hear ?em!

Source: http://www.womencentric.net/dailyworths-amanda-steinberg-offers-wealth-building-tips/

arbor day mike adams janoris jenkins john edwards trial brandon weeden felicia day nfl 2012 draft

Wednesday, January 30, 2013

High-tech cargo airship being built in California

TUSTIN, Calif. (AP) -- The massive blimp-like aircraft flies but just barely, hovering only a dozen feet off a military hangar floor during flight testing south of Los Angeles.

Still, the fact that the hulking Aeroscraft could fly for just a few minutes represents a step forward in aviation, according to the engineers who developed it. The Department of Defense and NASA have invested $35 million in the prototype because of its potential to one day carry more cargo than any other aircraft to disaster zones and forward military bases.

"I realized that I put a little dot in the line of aviation history. A little dot for something that has never been demonstrated before, now it's feasible," said flight control engineer Munir Jojo-Verge.

The airship is undergoing testing this month at Marine Corps Air Station in Tustin, and must go through several more rounds of flight testing before it could be used in a disaster zone or anywhere else. The first major flight test took place Jan. 3.

The biggest challenge for engineers is making sure the airship will be able to withstand high winds and other extreme weather conditions, Jojo-Verge said.

Worldwide Aeros, the company that developed the aircraft, said it also must secure more funding for the next round of flight testing, but is hopeful the Defense Department and others will step in again as investors.

The company says the cargo airship's potential to carry more cargo more efficiently than ever before would provide the U.S. military with an advantage on the battlefield and greater capacity to save more lives during natural disasters.

The lighter-than-air vehicle is not a blimp or a zeppelin because it has a rigid structure made out of ultra-light carbon fiber and aluminum underneath its high-tech Mylar skin. Inside, balloons hold the helium that give the vehicle lift.

The airship functions like a submarine, releasing air to rise and taking in air to descend, said Aeros mechanical engineer Tim Kenny. It can take off vertically, like a helicopter, then change its buoyancy to become heavier than air for landing and unloading.

"It allows the vehicle to set down on the ground. And then when we want to become lighter than air, we release that air and then the vehicle floats and we can allow it to take off," Kenny said.

The project has set abuzz the old hangars at the Marine Corps Air Station in Tustin. The structures were built to hold blimps during World War II. Now workers zip around in cherry-pickers, and the airship's silvery surface shines against the warm tones of the aging wood of the walls.

"You could take this vehicle and go to destinations that have been destroyed, where there's no ports, no runways, stuff like that. This vehicle could go in there, offload the cargo even if there's no infrastructure, no landing site for it to land on, this vehicle can unload its whole payload," said Kenny.

Next, Aeros wants to build a full-size 450-foot-long vehicle that can carry 66 tons of payload.

Source: http://hosted.ap.org/dynamic/stories/U/US_MILITARY_AIRSHIP?SITE=NDBIS&SECTION=HOME&TEMPLATE=DEFAULT

taco bell taco bell nj transit PSEG hocus pocus hocus pocus mta schedule

Dropbox Launches Instant File Previews And Virtual Photo Album Sharing

Dropbox Photo SHaringToday Dropbox launched the ability to instantly preview any file you've saved so you don't have to download it to know what it is. It also launched a photos tab for the web to make it easy to view and share photos you've uploaded. Product Manager?Chris Beckman explained "Both are related to a shift that we're seeing thats underway at Dropbox from thinking about things as files to thinking about things as users' content."

Source: http://feedproxy.google.com/~r/Techcrunch/~3/alPCpWxpZro/

chick fil a rose parade bowl games rose bowl auld lang syne dick clark Happy new year

How to Treat Heartburn without Drugs - Tips on Healthy Living

Posted on January 29, 2013

Are Your Prescriptions Killing You, heartburn, ZantacIf you?re bothered by heartburn or occasional acid reflux, it?s far more effective and safe to make some lifestyle changes than to rely on medications?some of which don?t even work! Start with this to-do list from Are Your Prescriptions Killing You? by Armon B. Neel, Jr., PharmD, CGP and Bill Hogan.

  • If you smoke, quit.
  • If you?re overweight, shed some of your excess poundage.
  • Avoid spicy, fatty, or fried foods, along with garlic, onions, citrus fruits, and any other foods that seem to trigger heartburn, such as tomato-based products.
  • Avoid caffeine and chocolate.
  • Avoid carbonated drinks and citrus juices.
  • Limit your consumption of alcohol to no more than two ounces a day.
  • Eat small meals.
  • Eat more fiber.
  • Consume nonfat or low-fat yogurt or cultured buttermilk throughout the day, every day, and always at bedtime.
  • Chew sugar-free gum after meals. It increases peristalsis, the symmetrical contraction and relaxation of stomach muscles, and helps move acid through the gut.
  • Don?t wear tight belts or clothing that?s tight around the waist.
  • Don?t bend over or exercise immediately after eating.
  • Eat at least three hours before your bedtime, and eat even earlier if you can.
  • Elevate the head of your bed.

If these suggested changes seem too overwhelming, you may want to focus on the two interventions that studies show to be most effective: losing some weight and raising the head of your bed. If you still need relief, use one of the newer over-the-counter H2 blockers such as Zantac for relief?but only on an occasional basis and in a dose of no more than 75 milligrams a day.

Get fit. Find nutrition facts. Live a healthy lifestyle. Sign up for our newsletter!

TOPICS: acid reflux, antacids, Are Your Prescriptions Killing You?, Armon B. Neel Jr., Bill Hogan, GERD, heartburn, home remedies, how to get rid of heartburn, how to prevent acid reflux, over the counter medication, what causes acid reflux, Zantac

Source: http://www.tipsonhealthyliving.com/health-and-wellness/how-to-treat-heartburn-without-drugs

the lone ranger yu darvish mad cow pennsylvania primary jerome simpson hand sanitizer obama on jimmy fallon

World powers seek Iran atom talks in February

BRUSSELS (Reuters) - World powers have asked Iran to hold a new round of talks over its nuclear work in February, while expressing disappointment over Tehran's reluctance to schedule negotiations.

A spokesman for the EU's foreign policy chief Catherine Ashton said on Monday Iran had not agreed to her proposal, issued on behalf the United States, Russia, China, France, Britain and Germany, to meet at the end of January.

"Iran did not accept our offer to go to Istanbul on January 28 and 29 and so we have offered new dates in February," Michael Mann told a news briefing in Brussels.

"We have continued to offer dates since December. We are disappointed the Iranians have not yet agreed," he said.

The next round of discussions had originally been slated for January but progress has been beset by wrangling between the two sides.

Iranian officials deny they are to blame for the delays and say Western countries are responsible for waiting until after the U.S. presidential election in November, which resulted in lost opportunities.

"We have always said that we are ready to negotiate until a result is reached and we have never broken off discussions," state news agency IRNA quoted Iranian Foreign Minister Ali Akbar Salehi as saying on Monday.

The six counties, known collectively as P5+1, met Iranian negotiators in three rounds of talks last year but made no breakthrough.

Iran has refused to halt all uranium enrichment and demanded relief from international economic sanctions before it takes any steps. But it has previously suggested it may be willing to halt higher-grade enrichment - a central concern - if its needs are met and its right to enrich is formally recognized.

Ashton is overseeing diplomatic contacts on behalf of the powers hoping to persuade Tehran to scale back its nuclear work. The six powers are concerned Iran is seeking to reach the capability to build nuclear weapons, but Tehran denies that.

Mann said, however, that Iranian negotiators have put up new conditions for resuming negotiations but that EU powers were concerned that might be a delaying tactic.

Salehi has suggested holding the next round of talks in Cairo but that the P5+1 wanted to meet elsewhere. He also said Sweden, Kazakhstan and Switzerland have offered to host the talks.

(Reporting by Justyna Pawlak and Adrian Croft; Additional reporting by Marcus George in Dubai; editing by Rex Merrifield)

Source: http://news.yahoo.com/six-world-powers-hope-meet-iran-atom-talks-120752016.html

ibooks 2 ifl indoor football league newt gingrich wife callista rick perry travis barker

Senate immigration reform backers seek quick action

WASHINGTON (Reuters) - A bipartisan group of senators who have agreed on an immigration reform plan said on Monday they hope to move quickly with legislation giving 11 million illegal immigrants a chance to eventually become American citizens.

The four Democrats and four Republicans released the outline of a comprehensive immigration reform effort - one with plenty of details missing - that still must be turned into legislation.

At a news conference on the proposal, Democratic Senator Charles Schumer of New York, one of the eight working on the initiative, said he hoped it could be passed by the Senate in late spring or early summer.

In an attempt to build support among lawmakers, the Senate proposal would couple immigration reform with enhanced security efforts aimed at preventing illegal immigration and ensuring that those foreigners here temporarily return home when their visas expire.

A Republican member of the group, Senator Lindsey Graham of South Carolina, said he hoped for an overwhelming vote of support in the Senate, which could enhance chances of a bill passing the Republican-controlled House of Representatives.

But Graham also warned, "If for some reason we fail in our efforts to pass comprehensive immigration reform, I do believe it will be many years before anyone is willing to try and solve this problem."

The plan, which faces an uncertain future in Congress, was unveiled a day before President Barack Obama was to give a policy speech on immigration in Nevada.

With Republicans regrouping after November elections in which they failed to garner significant support from Hispanic voters, there are other indications immigration reform could be on a fast track in the newly convened 113th Congress.

A bipartisan group in the House also is close to unveiling its own immigration proposals, according to the congressional source with knowledge of the reform efforts.

The source said the House group could detail its outline either later this week or next week.

No one expects an easy path for any of the proposals, which are still being developed and lack detail.

The last comprehensive revision of the nation's immigration law was in 1986. Numerous efforts since then have encountered stiff resistance, especially from the conservative wing of the Republican Party, which as recently as the Republican presidential primary races in 2012 opposed anything resembling an "amnesty" for undocumented immigrants.

"When you legalize those who are in the country illegally, it costs taxpayers millions of dollars, costs American workers thousands of jobs and encourages more illegal immigration," warned Republican Representative Lamar Smith, who is the former chairman of the House Judiciary Committee.

With the electoral power of Hispanic voters growing rapidly, however, leading Republicans have been urging conservatives to rethink both their positions and their rhetoric.

The Senate group included Republican Senator Marco Rubio of Florida. Democratic Senate Majority Leader Harry Reid expressed his support for the effort.

Under its proposal, undocumented immigrants would be allowed to register with the government, pay a fine, and then be given probationary legal status allowing them to work.

Ultimately, they would have to "go to the end of the line" and apply for permanent status.

The White House praised the group's efforts but warned that Obama would not be satisfied until there was meaningful reform. The president "will continue to urge Congress to act until that is achieved," a White House spokesman said.

(Additional reporting by Jeff Mason in Washington and Tim Gaynor in Arizona; Editing by Fred Barbash and Doina Chiacu)

Source: http://news.yahoo.com/bipartisan-senate-group-proposes-broad-immigration-plan-103529891.html

penguins the band colton dixon houston weather dwyane wade the night they drove old dixie down levon

Monday, January 28, 2013

Health and fitness Ray Lewis Jersey Guidelines For The Hot System ...

Do you want to get into physical fitness as if you Ray Lewis Jersey have some knowledge and regard for your exercise? First, you must know the basics of the schedule dynamics to show off what type of understanding you really have about the action. If this will not be sufficient, try reviewing this article further down.

If you alter your traction strategies when working on table-demanding, lighten up up! Reduce the weight you happen to be making use of in order that you tend not to accidentally damage your shoulder blades muscles. The muscles require a chance to get prepared for extra weight, so job your way support to the maximum whenever you make a big change.

Pack a couple of cozy shoes or boots as well as a transform of clothes within your Ray Lewis Jersey vehicle or brief-case. You?ll usually have the ability to move your gown garments for outfits appropriate for walking or simply even working. That method for you to make time to go walking the staircases instead of utilizing the escalator, stroll to lunch as opposed to driving, and perhaps even require a fast work.

Before you begin out an exercise schedule, you should be realistic with yourself. Review your routine and discover exactly how several time and exactly how very long you can actually work out. Above doing on your own is one of the swiftest approaches to shed out, and give up.

Any time you do exercise routines for your personal ab muscles like change ab crunches or dangling Ray Lewis Jersey lower leg boosts, you should round your back and roll your hips and pelvis to your chest to better focus on your stomach muscles. This will help you to function your own muscles harder and have far better outcomes faster.

When making a physical fitness program the experienced exercising fanatic will never depend on any one kind of exercising. Developing a routine with diverse types of exercise is not going to only protect against tedium, it will likewise make it easier to always keep training. Trauma, equipment failing or another adverse scenarios can have much less influence on an overall schedule whether it consists of many forms of exercising.

In order to avoid trauma when lifting weights on a counter, ensure that the counter is effectively-padded. As soon as the bench is just too tough, it can toss your backbone Ray Lewis Jersey away from positioning as you may physical exercise, which in turn can damage the nerves with your biceps and triceps. A fairly easy test is always to click on the counter. Having the capacity to feel the wooden is actually a sign you need to shift to a different table.

Instead of thinking about on your own as just a variety of pieces, think of on your own as one model. An issue you may be getting with a single component of the body, your shoulder blades or your back again, might be in fact a muscle difference which is elsewhere. Find a good personal trainer or physiotherapist, who can present you with Ray Lewis Jersey a complete physique evaluation.

Apparently, you have read the aforementioned report, or maybe you wouldn?t be down right here looking at throughout the conclusion. Well done! That report must have presented you with an excellent first step toward what it takes in becoming much better in fitness and what aspects of the activity you are able to improve upon. Must inquiries stay, assess the report.

Select Many affordable http://www.officialravenssportshop.com right away with quick shipment, protected checkout & fantastic customer support from authorised Ray Lewis Jersey dealer.

Related Posts with Thumbnails

Source: http://traffichoss.com/health-and-fitness-ray-lewis-jersey-guidelines-for-the-hot-system/

roger clemens multiple sclerosis falling skies rodney king Webb Simpson Fathers Day Quotes Stevie J

Quit Smoking by 40, Live Long and Prosper: Study | Food, Health ...


Good news for those trying to snuff out their smoking habit: in a new study, smokers who quit before turning 40 regained all of the years they would have presumably lost if they continued smoking.

Smoking cuts at least 10 years off a person?s lifespan, at least according to research. But a comprehensive analysis of health and death records in the US suggests that the damage isn?t permanent, as long as you quit.

?Quitting smoking before age 40, and preferably well before 40, gives back almost all of the decades of lost life from continued smoking,? says Dr. Prabhat Jha, head of the Centre for Global Health Research at St. Michael?s Hospital and a professor in the Dalla Lana School of Public Health at the University of Toronto.

?That?s not to say, however, that it is safe to smoke until you are 40 and then stop,? Jha adds. ?Former smokers still have a greater risk of dying sooner than people who never smoked. But the risk is small compared to the huge risk for those who continue to smoke.?

Continue reading at Yahoo!She

Tagged smoking

Source: http://allfoodnutrition.net/4879-quit-smoking-40-live-long-prosper.html

mlb 12 the show sabu franchise tag lesotho a wrinkle in time benjamin netanyahu storm shelters

Qigong Improves Quality of Life for Breast Cancer Patients | Psych ...

By Janice Wood Associate News Editor
Reviewed by John M. Grohol, Psy.D. on January 26, 2013

Qigong Improves Quality of Life for Breast Cancer Patients  New research has found that qigong, an ancient mind-body practice, has been found to reduce depression and improve the quality of life in women undergoing radiation for breast cancer.

The study examined qigong in patients receiving radiation therapy and included a follow-up period to assess its benefits over time, according to researchers.

?We were [...] particularly interested to see if qigong would benefit patients experiencing depressive symptoms at the start of treatment,? said Lorenzo Cohen, Ph.D., a professor in the University of Texas M. D. Anderson Cancer Center?s Departments of General Oncology and Behavioral Science.

?It is important for cancer patients to manage stress because it can have a profoundly negative effect on biological systems and inflammatory profiles.?

For the study, Cohen and his colleagues recruited 96 women with stage 1-3 breast cancer from Fudan University Shanghai Cancer Center in Shanghai, China.

About half of the women ? 49 ? were randomly assigned to a qigong group consisting of five 40-minute classes each week during their five-to-six week course of radiation therapy. The remaining 47 women comprised a control group receiving standard care.

The program incorporated a modified version of Chinese medical qigong, which consisted of synchronizing one?s breath with various exercises, the researchers explained.

Participants in both groups completed assessments at the beginning, middle and end of radiation therapy and then one and three months later. Different aspects of quality of life were measured, including depressive symptoms, fatigue, sleep disturbances, and overall quality of life.

According to the researchers, patients in the qigong group reported a steady decline in depressive symptom scores beginning at the end of radiation therapy, with a mean score of 12.3, through the three month post-radiation follow-up with a score of 9.5. No changes were noted in the control group over time, the study found.

The study also found that qigong was especially helpful for women reporting high baseline depressive symptoms, Cohen said.

?We examined women?s depressive symptoms at the start of the study to see if women with higher levels would benefit more,? he said.

?In fact, women with low levels of depressive symptoms at the start of radiotherapy had good quality of life throughout treatment and three months later regardless of whether they were in the qigong or control group. However, women with high depressive symptoms in the control group reported the worst levels of depressive symptoms, fatigue, and overall quality of life that were significantly improved for the women in the qigong group.?

As the benefits of qigong were largely observed after treatment concluded, researchers suggest qigong may prevent a delayed symptom burden or expedite the recovery process, especially for women with elevated depressive symptoms at the start of radiation therapy. Cohen notes the delayed effect could be explained by the cumulative nature of the treatments, as the benefits often take time to be realized.

According to the researchers, the findings support other previously reported trials examining the benefits of qigong, but are too preliminary to offer clinical recommendations.

They note that additional research is needed to understand the possible biological mechanisms involved and further explore the use of qigong in ethnically diverse populations with different forms of cancer.

The study was published in the journal Cancer.

Source: University of Texas M. D. Anderson Cancer Center


APA Reference
Wood, J. (2013). Qigong Improves Quality of Life for Breast Cancer Patients. Psych Central. Retrieved on January 27, 2013, from http://psychcentral.com/news/2013/01/27/qigong-improves-quality-of-life-for-breast-cancer-patients/50826.html

?

Source: http://psychcentral.com/news/2013/01/27/qigong-improves-quality-of-life-for-breast-cancer-patients/50826.html

debate presidential debate Iron Man 3 marco scutaro Russell Means Taylor Swift Red Walking Dead Season 3 Episode 2

Sunday, January 27, 2013

Easy Life Changing Tips: Self Improvement & Motivation Tips ...

Easy Life Changing Tips: Self Improvement & Motivation Tips & Advice: Curative Bodywork Kaia Petin, licensed massage therapist, discusses easy tips for making changes and improvements in your life. How can you change your life when you lack self discipline? Do you have a need to change but can?t seem to get motivated? How can you motivate yourself? Are there easy things that you can do to improve your diet, lifestyle, sleep, exercise habits, etc? Find out how simple and easy changes can make a big difference in your lifestyle. Visit Kaia Facebook page at; www.facebook.com This video was produced by Psychetruth www.youtube.com www.twitter.com www.facebook.com www.myspace.com Music by Scotty B ? Copyright 2011 Target Public Media LLC. All Rights Reserved. Life change tips ?self improvement? improvement motivation advice curative bodywork psychetruth holistic lifestyle self discipline diet sleep exercise

Find Self Improvement Golden Nuggets Here

Source: http://selfimprovement.advancedstrategicmarketing.com/?p=1597

emancipation proclamation april 16 tornadoes mitch hedberg secret service scandal shea weber greystone

'No budget, no pay' advances despite reservations (The Arizona Republic)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/279822497?client_source=feed&format=rss

prince fielder state of the union address 2012 obama state of the union 2012 2012 state of the union address jorge posada maurice sendak state of the union

Diaz Reus & Targ Law Firm Hires Associate Attorney Ahmand Johnson

Johnson will concentrate his practice in the areas of entertainment and sports for the Miami, Florida based full-service itnernational law firm.

Miami, Florida (PRWEB) January 24, 2013

Diaz, Reus & Targ, LLP, has hired Associate Attorney Ahmand Johnson, announces Global Managing Partner Michael Diaz, Jr. Diaz, Reus & Targ, LLP is a full-service international law firm focusing on trade, customs, financial, commercial and corporate transactions, sports and entertainment, tax, immigration, business and corporate litigation, and arbitration matters.

Johnson focuses his practice in the areas of entertainment and sports. Prior to joining Diaz, Reus & Targ, he worked with a major Florida law firm handling business litigation, intellectual property and sports and entertainment matters. He gained significant entertainment industry experience at a Los Angeles-based entertainment law firm while attending UCLA School of Law. A National Football League Player Association (NFLPA) Certified Contract Advisor, Johnson co-founded a professional sports management company while in law school.

Johnson?s lecture for the Florida Bar Entertainment, Arts and Sports Section entitled ?Attorneys vs. Agents in the Representation of Professional Athletes? is featured as a Continuing Legal Education course. He received the 2009 Young Lawyer Award from the Broward County Legal Aid Service for his pro-bono work in collecting a record judgment on behalf of the organization. Johnson, a varsity football and track and field athlete at Brown University, was a member of 1999 Ivy League Football Championship team.

About Diaz Reus & Targ, LLP

Diaz Reus & Targ, LLP represents dealmakers around the world with a focus on emerging markets. With experienced lawyers in the U. S., Latin America, Asia, Europe, and the Middle East, the firm is uniquely suited to handle a wide range of complex commercial, business, and financial transactions across international borders. Diaz Reus lawyers have experience in government relations, trade, compliance, customs, tax, and immigration, as well as internal and government investigations, complex litigation, and arbitration matters. Diaz Reus operates offices in Miami, Florida; Caracas, Venezuela; Shanghai, China; Dubai, U.A.E.; Iraq; Frankfurt, Germany; Bogota, Colombia; Panama, Republic of Panama; Mexico City, Mexico; Buenos Aires, Argentina; Santiago, Chile; and an affiliate office in Sao Paulo, Brazil. For more information, visit http://www.diazreus.com or http://www.jdsupra.com/profile/diazreus.

BAY PROBY
PROBY & ASSOCIATES
(305) 251-3671
Email Information

Source: http://news.yahoo.com/diaz-reus-targ-law-firm-hires-associate-attorney-081044470.html

watergate mlb pregnant man outside lands 2012 lineup beloved ufc results water for elephants

FBI: We Need Wiretap-Rready Web sites - Now - Care2 News Network

Friday January 25, 2013, 7:08 pm
(Image: FBI and SKYPE logos)

CNET learns the FBI is quietly pushing its plan to force surveillance backdoors on social networks, VoIP, and Web e-mail providers, and that the bureau is asking Internet companies not to oppose a law making those backdoors mandatory.

The FBI is asking Internet companies not to oppose a controversial proposal that would require firms, including Microsoft, Facebook, Yahoo, and Google, to build in backdoors for government surveillance.

In meetings with industry representatives, the White House, and U.S. senators, senior FBI officials argue the dramatic shift in communication from the telephone system to the Internet has made it far more difficult for agents to wiretap Americans suspected of illegal activities, CNET has learned.

The FBI general counsel's office has drafted a proposed law that the bureau claims is the best solution: requiring that social-networking Web sites and providers of VoIP, instant messaging, and Web e-mail alter their code to ensure their products are wiretap-friendly.

"If you create a service, product, or app that allows a user to communicate, you get the privilege of adding that extra coding," an industry representative who has reviewed the FBI's draft legislation told CNET. The requirements apply only if a threshold of a certain number of users is exceeded, according to a second industry representative briefed on it.

The FBI's proposal would amend a 1994 law, called the Communications Assistance for Law Enforcement Act, or CALEA, that currently applies only to telecommunications providers, not Web companies. The Federal Communications Commission extended CALEA in 2004 to apply to broadband networks

FBI Director Robert Mueller is not asking companies to support the bureau's CALEA expansion, but instead is "asking what can go in it to minimize impacts," one participant in the discussions says. That included a scheduled trip this month to the West Coast -- which was subsequently postponed -- to meet with Internet companies' CEOs and top lawyers.

A further expansion of CALEA is unlikely to be applauded by tech companies, their customers, or privacy groups. Apple (which distributes iChat and FaceTime) is currently lobbying on the topic, according to disclosure documents filed with Congress two weeks ago. Microsoft (which owns Skype and Hotmail) says its lobbyists are following the topic because it's "an area of ongoing interest to us." Google, Yahoo, and Facebook declined to comment.

In February 2011, CNET was the first to report that then-FBI general counsel Valerie Caproni was planning to warn Congress of what the bureau calls its "Going Dark" problem, meaning that its surveillance capabilities may diminish as technology advances. Caproni singled out "Web-based e-mail, social-networking sites, and peer-to-peer communications" as problems that have left the FBI "increasingly unable" to conduct the same kind of wiretapping it could in the past.

In addition to the FBI's legislative proposal, there are indications that the Federal Communications Commission is considering reinterpreting CALEA to demand that products that allow video or voice chat over the Internet -- from Skype to Google Hangouts to Xbox Live -- include surveillance backdoors to help the FBI with its "Going Dark" program. CALEA applies to technologies that are a "substantial replacement" for the telephone system.

"We have noticed a massive uptick in the amount of FCC CALEA inquiries and enforcement proceedings within the last year, most of which are intended to address 'Going Dark' issues," says Christopher Canter, lead compliance counsel at the Marashlian and Donahue law firm, which specializes in CALEA. "This generally means that the FCC is laying the groundwork for regulatory action."

Subsentio, a Colorado-based company that sells CALEA compliance products and worked with the Justice Department when it asked the FCC to extend CALEA seven years ago, says the FBI's draft legislation was prepared with the compliance costs of Internet companies in mind.

In a statement to CNET, Subsentio President Steve Bock said that the measure provides a "safe harbor" for Internet companies as long as the interception techniques are "'good enough' solutions approved by the attorney general."

Another option that would be permitted, Bock said, is if companies "supply the government with proprietary information to decode information" obtained through a wiretap or other type of lawful interception, rather than "provide a complex system for converting the information into an industry standard format."

A representative for the FBI told CNET today that: "(There are) significant challenges posed to the FBI in the accomplishment of our diverse mission. These include those that result from the advent of rapidly changing technology. A growing gap exists between the statutory authority of law enforcement to intercept electronic communications pursuant to court order and our practical ability to intercept those communications. The FBI believes that if this gap continues to grow, there is a very real risk of the government 'going dark,' resulting in an increased risk to national security and public safety."

Next steps
The FBI's legislation, which has been approved by the Department of Justice, is one component of what the bureau has internally called the "National Electronic Surveillance Strategy." Documents obtained by the Electronic Frontier Foundation show that since 2006, Going Dark has been a worry inside the bureau, which employed 107 full-time equivalent people on the project as of 2009, commissioned a RAND study, and sought extensive technical input from the bureau's secretive Operational Technology Division in Quantico, Va. The division boasts of developing the "latest and greatest investigative technologies to catch terrorists and criminals."

But the White House, perhaps less inclined than the bureau to initiate what would likely be a bruising privacy battle, has not sent the FBI's CALEA amendments to Capitol Hill, even though they were expected last year. (A representative for Sen. Patrick Leahy, head of the Judiciary committee and original author of CALEA, said today that "we have not seen any proposals from the administration.")

Mueller said in December that the CALEA amendments will be "coordinated through the interagency process," meaning they would need to receive administration-wide approval.

Stewart Baker, a partner at Steptoe and Johnson who is the former assistant secretary for policy at Homeland Security, said the FBI has "faced difficulty getting its legislative proposals through an administration staffed in large part by people who lived through the CALEA and crypto fights of the Clinton administration, and who are jaundiced about law enforcement regulation of technology -- overly jaundiced, in my view."

On the other hand, as a senator in the 1990s, Vice President Joe Biden introduced a bill at the FBI's behest that echoes the bureau's proposal today. Biden's bill said companies should "ensure that communications systems permit the government to obtain the plain text contents of voice, data, and other communications when appropriately authorized by law." (Biden's legislation spurred the public release of PGP, one of the first easy-to-use encryption utilities.)

The Justice Department did not respond to a request for comment. An FCC representative referred questions to the Public Safety and Homeland Security Bureau, which declined to comment.

From the FBI's perspective, expanding CALEA to cover VoIP, Web e-mail, and social networks isn't expanding wiretapping law: If a court order is required today, one will be required tomorrow as well. Rather, it's making sure that a wiretap is guaranteed to produce results.

But that nuanced argument could prove radioactive among an Internet community already skeptical of government efforts in the wake of protests over the Stop Online Piracy Act, or SOPA, in January, and the CISPA data-sharing bill last month. And even if startups or hobbyist projects are exempted if they stay below the user threshold, it's hardly clear how open-source or free software projects such as Linphone, KPhone, and Zfone -- or Nicholas Merrill's proposal for a privacy-protective Internet provider -- will comply.

The FBI's CALEA amendments could be particularly troublesome for Zfone. Phil Zimmermann, the creator of PGP who became a privacy icon two decades ago after being threatened with criminal prosecution, announced Zfone in 2005 as a way to protect the privacy of VoIP users. Zfone scrambles the entire conversation from end to end.

"I worry about the government mandating backdoors into these kinds of communications," says Jennifer Lynch, an attorney at the San Francisco-based Electronic Frontier Foundation, which has obtained documents from the FBI relating to its proposed expansion of CALEA.

As CNET was the first to report in 2003, representatives of the FBI's Electronic Surveillance Technology Section in Chantilly, Va., began quietly lobbying the FCC to force broadband providers to provide more-efficient, standardized surveillance facilities. The FCC approved that requirement a year later, sweeping in Internet phone companies that tie into the existing telecommunications system. It was upheld in 2006 by a federal appeals court.

But the FCC never granted the FBI's request to rewrite CALEA to cover instant messaging and VoIP programs that are not "managed"--meaning peer-to-peer programs like Apple's Facetime, iChat/AIM, Gmail's video chat, and Xbox Live's in-game chat that do not use the public telephone network.

If there is going to be a CALEA rewrite, "industry would like to see any new legislation include some protections against disclosure of any trade secrets or other confidential information that might be shared with law enforcement, so that they are not released, for example, during open court proceedings," says Roszel Thomsen, a partner at Thomsen and Burke who represents technology companies and is a member of an FBI study group. He suggests that such language would make it "somewhat easier" for both industry and the police to respond to new technologies.

But industry groups aren't necessarily going to roll over without a fight. TechAmerica, a trade association that includes representatives of HP, eBay, IBM, Qualcomm, and other tech companies on its board of directors, has been lobbying against a CALEA expansion. Such a law would "represent a sea change in government surveillance law, imposing significant compliance costs on both traditional (think local exchange carriers) and nontraditional (think social media) communications companies," TechAmerica said in e-mail today.

Ross Schulman, public policy and regulatory counsel at the Computer and Communications Industry Association, adds: "New methods of communication should not be subject to a government green light before they can be used."
***numerous links within body of article at VISIT SITE***

By:
Declan McCullagh | CNET |

Declan McCullagh is the chief political correspondent for CNET. Declan previously was a reporter for Time and the Washington bureau chief for Wired and wrote the Taking Liberties section and Other People's Money column for CBS News' Web site.

Why is this inappropriate?